Does Health Insurance Cover Hearing Aids?

ear doctor holding a silver model hearing aid

If you have recently found that you are experiencing hearing loss, then you might be wondering what your next step should be. First, it’s important to make sure that you speak to a hearing instrument specialist. They will be able to provide you with the right support and recommend the type of hearing aids that are going to be right for your specific level of hearing loss. This could be mild, moderate, severe or profound. Hearing aids will help maintain your quality of life and ensure that you can still hear a wide variety of noises clearly. They can help you in various aspects of your life. 

Once you find the hearing aids that are going to suit you, you then need to think about how you intend to fit them into your budget. The first step will be to find out whether your hearing aids are covered by your health insurance plan. Does health insurance even cover hearing aids? The answer isn’t quite as clear as you might first assume. There are numerous variables that can impact whether you can get health insurance support for your hearing aids. 

Coverage for Adults

It’s worth noting that most insurance companies will not cover hearing aids for adults. However, this is not always the case. As such, it is recommended that you speak with your specific insurance company and check this out for yourself. In some cases, you might be able to get cover for hearing aids, but this could impact your premium. You should also make sure that you are comparing and contrasting different insurance providers. If you do find a health insurance company that covers hearing aids for adults, then it’s important to make sure that you contrast their costs and see if they match other options on the market. 

Coverage for Kids 

In direct contrast to hearing aid cover for adults, insurance companies are more likely to offer coverage for kids experiencing hearing loss. If you think that your child is experiencing any form of hearing loss, you need to make sure that you book them in for a hearing test. With a hearing test, you can provide evidence that your child is experiencing hearing loss. This is crucial if you are intended to claim hearing aids through your insurance cover. 

Remember, it is far easier to find multiple health insurance providers that cover hearing aids for children. As such, you need to make sure that you are exploring the different options available. Do check the reviews for the insurance provider rather than just focusing on the quotes. This is always just one piece of the puzzle. 

Other Ways to Pay for Your Hearing Aids 

If your insurance company will not pay for the cost of your hearing aids, then there are other options that you can consider. These choices will make the cost far more manageable. For instance, many sellers of hearing aids provide payment plans. This means that you will be able to cover the cost of hearing aids over an extended period instead of all at once. Essentially, you can treat your hearing aids as a monthly bill. You just need to make sure that you understand the terms of the payment plan that you are using.

You could also explore care credit. Care credit is designed to help you pay for out-of-pocket costs related to your health and this does include hearing aids. Specifically, it can help you pay for costs that are not covered through your insurance plan. You will need to gain credit approval to access this possibility, however, that’s a lot easier than most people imagine. Once approved, you will be able to cover the cost of your hearing aids with no issues at all and pay it off at a later day. Again, it’s another way to fit the cost of hearing aids into your typical budget. 

You might also want to think about exploring different types of hearing aids. There are countless different hearing aids available on the market. As such, you should be able to find a pair or type that is going to comfortably fit into your chosen or preferred budget. 

If you would like to learn more about health insurance cover for hearing aids get in touch with The Hearing Aid Place at 510-768-7091. They will be able to provide more information that you need and ensure that you can make an informed decision here.